Hello, I'm Michael Cardwell, a dedicated insurance professional with a rich family history spanning over 50 years in group benefits. Focused on creating opportunities for small and medium-sized businesses, I bring a wealth of experience that was once exclusive to large enterprise accounts.

At the forefront of innovation, I'm proud to introduce two groundbreaking products, Insure Wellness and Healthy Advantage, designed to empower businesses with unique and exceptionally valuable solutions.